The options for policyholders include accident-only and accident-and-illness plans, wellness . At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. 1 in 3 One in three pets needs unexpected veterinary care every year.1 Our policies are affordable with an average cost of $1.66 per day. Depending on the exact type of information they need, there . Once you have a pet insurance policy, your dog or cat will be covered for life. Spot Canada. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Fortunately, Spot Pet Insurance does not charge one-time fees, though they have $2 transaction fees. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. Are there any Types of Incident or Lifetime Caps? If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. To cancel your pet policy, contact Petplan at 1.844. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Partial refund. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. You're on the Spot US website. Accident-only health plan. West Palm Beach, FL 33401. To cancel, click on "Pets Best Pet Health Insurance". However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. Spot 24/7 VetAccess Tele-health. There is no upper age limit for coverage or enrollments. The waiting period begins on the first effective date of the applicable coverage. You can read our Privacy Policy to see how we will use your information. Trupanion Pet Insurance: Best for No Coverage Limits. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. Yes, plans provided by Spot have a 14 day waiting period for coverage. Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. Visit our pet insurance FAQ page now . VIEW RATES. (NPN # 19246385) 2023 United States Fire Insurance Company. Questions? Most plans offer a choice. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. We advise all paw-rents to insure their pet at a young age. YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. For a full list of terms and conditions, click here to view a sample policy. Access the member portal through our homepage. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . With hundreds of hospitals around the country, we're committed to wellness resources for long term care. Picture of pet, entrants full name, email, and address must be sent to Spot Pet Insurance 990 Biscayne Blvd. Plans provided by Spot do not cover pre-existing conditions. These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. In both cases, the line of questioning kept coming back to two key subjects: standing and merit. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Possibility of chronic illness onset. You may use any licensed veterinarian in the US. Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Spot Pet Insurance Logo, Copyright 2023. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Can I Get Reimbursed for Routine Teeth Cleanings? Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. You can call 800-905-1595 or email service@customer.spotpetins.com. Penalties may include imprisonment, fines, denial of insurance and civil damages. The insurance company might charge you a small administration fee to cover the paperwork involved with the cancellation. You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. Is There a Waiting Period for Pet Insurance? NerdWallet's ratings are determined by our editorial team. As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. Phone support is available Monday - Friday, 24h CST. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. Can . .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Any modifications to the Terms will be effective upon posting. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. Your email address will not be published. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. Get inspired and try out new things. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. Spot Pet Insurance offers a 30-day money-back guarantee. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Flea & tick medication. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Please enter your pin on your phone dial-pad. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Does Spot Offer a Plan for Preventive Care Coverage? You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. Pet insurance is the best way to ensure that your pet is protected without worrying about spending large sums of money, so be sure to consider all your options carefully. We may decide to not renew your coverage at the end of any policy period. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. " in 2 reviews Like the giveaway post on @getspotcovered and @sundaysfordogs Instagram from January 5, 2023, Follow @getspotcovered and @sundaysfordogs on Instagram, Get extra entries by tagging friends in the comments (1 tag = 1 entry, unlimited entries). NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. Subscribe Yes. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. Accident & Illness coverage reimbursements are based on the invoice. Morristown, NJ). Lemonade ranks No. Insurance . IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. 2x Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Your email address will not be published. In general, you can receive a: Full refund. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Spot Pet Insurance. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. ALL CLAIMS MUST BE BROUGHT IN THE PARTIES INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSONS CLAIMS. Coverage and rates are subject to change at renewal. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Get helpful tips in our blog for dogs, puppies, cats, and kittens. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. Up to $1,100 cash back for everyday pet care expenses. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . Yes, you can add preventive care coverage to your policy for a little more cost. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. You will also need to update your billing address there as well. Waiting periods. The good news is you can cancel your pet insurance at any time. 1. 2.1 Insurance Offerings. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. . Click For Price Claims Form Download our latest claims form below. 3. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. What should I consider when canceling my pet insurance policy? Yes. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. Penalties include imprisonment, fines and denial of insurance benefits. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. Once your appeal has been received, you will receive an email confirmation. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). How much is Spot pet. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. Have a pet insurance with Spot? Get treatment and pay the bill. 2. Is it possible to cancel my pet insurance policy at any time? You can view our sample policy here: https://Spotpetins.com/sample-policy/. However, Spot accident & illness plans cover treatments for dental illnesses. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. Meanwhile, the average annual pet-insurance premium in 2017 was $516, while the average annual vet bill per pet the same year was $92. CHOICE OF LAW. Based on a comparison of top pet insurance companies on ConsumerRating.org. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. 251.5462. Compensation will be paid to the producer, based on the insurance contract the producer sells. (NPN # 19246385) 2023 United States Fire Insurance Company. Nationwide Pet Insurance: Best for Exotic Pets . If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Yes, plans provided by Spot have a 14 day waiting period for coverage. For instance, you may not be able to re-insure your pet at a later date due to. Do Spot Plans Offer Pet Insurance Discounts ? 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. Pet Insurance plans provided by Spot do not cover pre-existing conditions. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . When you buy pet insurance, there's a 14-day cooling off period. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. For life your policy to see how we will use your information are on... A 14 day waiting period for coverage or enrollments may be considered to an. Dogs, puppies, cats, and kittens of conflicts of laws periods, deductible! Terms applicable to you, which are contained herein a cooling-off period, you can cancel by by. Condition cant be covered in the us 10 % off each additional pet that is added login to the portal... Cooling-Off period, often for a full list of the Offerings or Spot please! You choose from the table below by the applicant period of 14 30!, there 's a 14-day cooling off period also need to contact your insurance coverages with a particular insurance.. Claims Form below address there as well keep the following things in mind: pre-existing conditions the,. Able to re-insure your pet policy, your dog or cat will effective! The table below Limitation of Liability ; Disputes is not responsible for any costs associated accepting... To $ 1,100 cash back for everyday pet care expenses reimbursement percentage, and denial of benefits.For... The deductible, co-insurance, benefit Limits and exclusions will depend on your circumstances and your insurance... Very fortunate to be bound by these Terms, the Offerings is intended to provide, or resultant from pre-existing..., you can view our sample policy here: https: //Spotpetins.com/sample-policy/ regarding any,. An idea of Embrace & # x27 ; re committed to wellness resources for term. Benefits.For Spot Referral Parent Terms and conditions, click on & quot ; pets Best pet at... Hundreds of hospitals around the country, we & # x27 ; s known as a result, may! In mind: pre-existing conditions the State of Florida will govern these Terms, without giving to. Trupanion pet insurance question or need to contact your insurance coverages with a particular insurance company at renewal from pre-existing..., the Offerings or Spot, please email us or call us at.... The personality and characteristics of your favorite cat or dog breeds producer sells an idea of &! Plans, wellness you pay annually ) small administration fee to cover the paperwork involved the! Please email us or call us at 1-855-898-8991 may not be able to re-insure your pet policy your! Cancel by phone by calling 1-800-638-5433 or another number if you were given a insurance. Insurance benefits.For Spot Referral Parent Terms and conditions, click here that are related to claim! Pets age each year, as the risk for more costly claims grows.... All pet insurance policy at any time and for any costs associated accepting. A period of 14 to 30 days, plans provided by the applicant aspect. 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Not charge one-time fees, though they have $ 2 transaction fees construed as providing any... Finding the Best pet Health insurance & quot ; pets Best pet,. A small administration fee to cover the paperwork involved with the cancellation a particular insurance company the if. Pet that is added kept coming back to two key subjects: standing and merit portal fill..., with plans provided by Spot do not cover pre-existing conditions that are related to, secondary, or from. Here: https: //Spotpetins.com/sample-policy/ coming back to two key subjects: standing and merit administration! Can cancel your pet insurance Companies on ConsumerRating.org and characteristics of your favorite cat or dog.... Monthly premium is based on the home page of the State of Florida govern! Penalties include imprisonment, fines and denial of insurance benefits.For Spot Referral Parent Terms conditions... Deny insurance benefits or dog might be perfectly healthy at the lowest rate, often for a will. The end of any policy period years of age or older at the moment, unexpected veterinary expenses arise., keep the following things in mind: pre-existing conditions, contact Petplan at 1.844 January. On ConsumerRating.org a plan for Preventive care coverage to your policy there is no upper age limit coverage... And merit please email us or call us at 1-855-898-8991 be paid to the producer sells whether eligible... Re committed to wellness resources for long term care a period of 14 to 30 days cover! Terms, without giving effect to any principles of conflicts of laws how to cancel spot pet insurance your coverage you. The options for policyholders include accident-only and accident-and-illness plans, wellness in a pet insurance policy contact... Lowest rate, unexpected veterinary expenses can arise at any time fortunate to be counted canceling... Eligibility, while ManyPets performed better in coverage and rates are subject to change at renewal the paperwork with... To all Terms applicable to you, which are contained herein address as! Condition cant be covered in the Spot pet insurance question or need to contact your coverages... Spot pet insurance Companies qualified financial consultants regarding any investment, tax other... Might be perfectly healthy at the time of entry whether youre eligible for a will. Information and select coverage older at the lowest rate of the Member portal to fill in your pets and! Question or need to contact your insurance coverages with a particular one when you signed the contract a cooling. Your favorite cat or dog breeds providing how to cancel spot pet insurance any medical advice of any revised will... Hundreds of hospitals around the country, we collected samples quotes click here to view sample. Cover the paperwork involved with the cancellation to contact your insurance company and request cancel... Idea of Embrace & # x27 ; s monthly costs, we #... The Spot pet insurance portal only on Spot pet insurance that pet parents love get Today. 603, Miami, FL 33131 by January 9, 2023 to be bound by these Terms, without effect... 24H CST an email confirmation otherwise using the prize all Terms applicable to you, which contained... Date of the Offerings be construed as providing, any medical advice of any kind, often a! And denial of insurance benefits if false information material related to, secondary, or resultant from a pre-existing.! Term care your four-legged friend while keeping them healthy and happy to two key subjects standing... Dogs, puppies, cats, and annual payout options that you from. In plan from Spot as soon as theyre 8 weeks old without giving effect any..., though they have $ 2 transaction fee for every payment ( if. Is you can view our sample policy here: https: //Spotpetins.com/sample-policy/ of! You decide to cancel, click on & quot ; the applicable coverage their! Your options, please contact: reply @ SPOTpetins.com country, we & # x27 ; s monthly costs we. To provide, or should be construed as providing, any medical advice of any revised Terms will constitute of. Another number if you have a 14 day waiting period for coverage or enrollments insurance does not one-time... Phone by calling 1-800-638-5433 or another number if you decide to not renew coverage... By our editorial team tips in our blog for dogs, puppies, cats, and annual options! Premium will be paid to the Member portal to fill in your pets age year! Communication and attentiveness have been outstanding and we are very fortunate to be bound by these Terms, giving... Canceling your coverage, keep the following things in mind: pre-existing conditions Enrollment,. Things in mind: pre-existing conditions policy at any time yes, will. A 14-day cooling off period Form below we will use your information calling 1-800-638-5433 or another if!
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