The Department has reported to Congress that it has received submissions from Attorneys General seeking group borrower defense discharges for students who attended at least the following institutions: (i) Westwood College, (ii) the Illinois Institute of Art and Art Institute of Colorado, (iii) Anthem University, (iv) Lincoln Technical Institute, Do I have a right to sue under breach of contract. Remember to emphasize the fact that you were misled by the Art Institute in the matter of the loan. This requires proving that the school did something illegal against you, and you havent explained anything they did wrong in your comment here. He stayed hopeful because the school promised job placement and they could not help him. He was 3 months from graduating when the school closed. I suddenly feel I have a slim (albeit to nine) chance of getting help. I went to the art Institute of Fort Lauderdale for culinary in 2011. I have every correspondence with this school as well as several disheartening emails to Pittsburgh about the conditions of the campus here as far as tech and structure. The agency has agreed to expand the period of eligibility for former Art Institute students to have their debts canceled through the departments closed-school discharge program. Borrower Defense In Review? If you decide to move forward with an application for the Borrowers Defense Against Repayment, then you stand an excellent chance to write off your debts and benefit from the art institute loan forgiveness.Before you apply, there is some crucial information you need to consider. In August 2021, the Department of Education implemented a regulation change that allowed 323 million student loan borrowers with, Public Service Loan Forgiveness Explained. I personally know people who waited over a year before they heard anything back from the Department of Education, and the lines have grown even longer as more and more people apply for forgiveness benefits. Take a look at my section on Private Student Loan Debt Relief, and Private Student Loan Forgiveness Programs for details on whats available there. Unfortunately i do not remember who i spoke to and before i apply for the borrowers defense, Im curious what steps i should take to make a solid case. I was also led to applying for loans at a young age and lied to about graduation rate and promises that I wouldnt have to worry about the loans because my chances of getting a job at the school were very high.. We apologize for the inconvenience. Not certain why thats the case. It was a bait and switch in my mind because I was not told about a specialist program until I finished my masters! If so, you will not qualify for Art Institute student loan forgiveness under this program, because transferring credits invalidates your eligibility to receive the benefit. There is always the ability to submit an application for reconsideration if you were denied a discharge of all or some of your loan balance. If you are covered in the class, youre automatically in it. If you were promised a certain salary after graduating, then you basically qualify for a BDAR Discharge by default. A group of federal student loan borrowers first filed the lawsuit over the departments inaction and denial of borrower defense claims, largely against for-profit colleges. That's why most of our educators have been working with other students the majority of their life. The program I was in got discontinued and to finish my degree they said they could not do anything but to enroll me in another program. Yeah, the lawsuit seems to still be going. Students caught in the unfortunate incident of Educational Management Corporations demise can apply for loan forgiveness in two ways: The firststudent loan forgivenessprogram (The Closed program) is operational under the federal governments long-standing intervention in the case of students from colleges that were closed down due to one reason or the other. The Official List Of School's for Borrower Defense: (if you attended these schools, you may qualify) Alta Colleges, Inc. (Westwood) Westwood College American Commercial Colleges, Inc. American Commercial College American National University American National University Ana Maria Pia Houde and Marc Houde Anamarc College Additional forgiveness for students at Westwood College through the borrower defense application, the nursing program at ITT Tech and criminal justice programs at Minnesota School of Business and Globe Universitymade it equal to 1.7 billion. WASHINGTON D.C. -- The Supreme Court met Tuesday to hear two cases challenging President Joe Biden's student loan forgiveness plan. Borrower defense to repayment is the discharge or cancellation of part or all of your federal student loans due to fraud and/or predatory lending practices by your school. Give as much detail as possible, but like you said, nothing that can lead to a quick dismissal because some minor thing was incorrect. We are facing the very real possibility of losing our house because of this. The same exact story for me. Like you mentioned there are a lot of scammers. Contact the Department of Education or the Student Loan Ombudsman Group to see what would happen in your case. Apologies, but no, I dont have a list of referrals to offer. Glad that Parent PLUS loans are eligible, and thank you VERY MUCH for your response! I did graduate, but woefully unprepared as the digital world has been discovered while i attended the school. Also, it could improve them in a very positive way. I dont have a link to the court documents, but you may be able to find them via Google searches. The Art Institute of California Inland Empire 630 East Brier Drive San Bernardino Ca 92408 (909) 915-2100 http://www.artinstitutes.edu/inlandempire/ (school closed, phone disconnected, website not active) 1. Hi Tim, I attended The Art Institute of California and graduated in 2008. You will need to emphasize that the school did these things to you. I had dropped out of high school because of family illnesses and had planned to get my GED until the recruiter I was working with, which I dont remember the name of and cannot find the paperwork for (may have been thrown out during a garage flood or lost between 3 moves since then plus i worked with 3 separate recruiters in a 6 month span for that school) pushed for me to go to a scam school which he, and they, claimed was an actual school and would give me a fast diploma and my mother and i fell for it. Ashford students, DeVry students, University of Phoenix students, Career Colleges and Technical Schools - just to name a few! Provided your application is successful, you can enjoy the art institute loan forgiveness, and get refunds for all your previous loan repayments. You definitely need to try for a BDAR Discharge. I was unemployed for months after I graduated. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If yes, please on to find how to file your Borrowers Defense Claim. I am in the process of trying to get this loan discharged, but my loan provider needs more information from me to get this loan discharged, and using my deafness to get out of this loan. Read about it on my Guide to BDAR Discharges. Over the course of this three-year litigation, the borrower defense backlog only grew, while the plaintiffs uncovered evidence that Departments policies had stacked the deck against borrowers. If you were really told that all of the students get jobs paying over $30,000, then you will DEFINITELY get approval for a BDAR Discharge. I attended AI Inland Empire in CA when it first opened and was slated to be one of the first graduating classes. Documents released in October by the House Education Committee show that the department provided $10.7 million in federal aid to students at the two Art Institute of Colorado locations, the Art Institute of Michigan and the Illinois Institute of Art in Chicago and Schaumburg for the 2018 spring semester. Even if your school is not listed on the docket, you can still apply and qualify for a discharge of some or all of your Federal student loans AND receive reimbursement of payments previously made. Note:Your claim will not be processed if you file through any other means apart from the official government website. They may have changed the rules on this. Did you have a specific question? The plaintiffs accuse the agency of providing loans even though Education Department officials knew the schools were not accredited and, as a result, ineligible to receive such aid. By accepting our use of cookies, your data will be aggregated with all other user data. Over 200,000 borrowers may benefit from the agreement. Great work Jess! (I had to start all over because none of the classes were transferable) The Ai school I went to closed down as well, but I had been gone about two years prior. However, if a company doesnt deliver what it promises, its scamming you that anyone who calls you asking for money without doing any work is clearly a scam!" I am still paying an arm and a leg for these student loans. I am curious on a few things that was said and shown to me and was wondering if that could be used for the programs. Maybe? However, an applicant can wait an entire year for the application to be processed. If I was told up front the total cost of my education I would have backed out right away. Would you be willing to be interviewed for it? In the discharge email did anyone else have the wrong school listed (i.e. That school closed not long after. I have had this on my back my whole life, and I dont know what to do. For more details, please see the settlement FAQs here, or watch the 90-second video explainer to the left. So, Im sure he would qualify for loan forgiveness. My favorite option is going after a debt settlement, and using McCarthy Law PLC to handle negotiations on your behalf. Keep checking back on this page for further updates. If you were influenced by the Art Institutes closure, you could apply to the Closed School Discharge program. Also do you think it matters how long you attended the school pr how much debt you ended up with from the school? The reasons for student loan forgiveness include borrower defense to repayment claims, closed schools, and other lawsuits. As has happened with so many others, my experience was terrible. Hey Zach, I went to that website that Tim Suggested Wayback Machine and I was able to find claims of actual percentages and salaries that were guaranteed on the AI website. Oh, good find James! The Borrower's Defense Against Repayment Program 2. 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