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Borrowing what you can pay back to a credit card company or another person. 9.1 PERSONAL FINANCIAL LITERACY CONTENT AREA: 21st CENTURY LIFE AND CAREERS STRAND B: MONEY MANAGEMENT NUMBER STANDARD STATEMENT By the end of Grade 4, students will be able to: 9.1.4.B.1 Differentiate between financial wants and needs. Web Links. Choose from 500 different sets of finance chapter 1 personal financial literacy flashcards on Quizlet. Percentage paid for the use of someone else's money. kvngdurant23. If you wait to buy something until a certain amount of time, you are aware that the price may increase. 9.1.4.B.2 Identify age-appropriate financial goals. Aspects of financial literacy are laid out in three areas: basic budgeting, how finances work, and advanced aspects of finances. THIS … Cram.com makes it easy to get the grade you want! Only RUB 79.09/month. 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