Home or condo owners policy premiums. Im not an attorney, a real estate broker or a financial advisor; my experience is what were talking about. Learn how this often overlooked real estate investment strategy can provide you with less risk and stable returns. $48,000 (Note, this doesnt include any fees paid to real estate agents, closing costs or holding costs.). Search by the name of the seller of the land. The state confiscates property for unpaid property taxes and sells it to the highest bidder at a tax defaulted auction. WebDeeds are filed with the county Register of Deeds office. Because the county needs money to pay for the schools, police, and fire department. The N.C. Department of Revenue does not send property tax bills or collect property taxes. Look at the process and figure out how you can take honorable and ethical advantage of that process. There is a way to make $100K in 12 months from home. *Phone at 1-833-303-6673 (please have the bill number (s) you are paying when calling. Web2022 Tax Deed Investing Guide. The state confiscates property for unpaid property taxes and sells it to the highest bidder at a tax defaulted auction. In North Carolina, when you buy and you win, you do not get possession. When youre in North Carolina, youre not going to buy a tax lien certificate; youre going to buy a property. The seller is called the Grantor., Search by the buyer of the land. If the home's owners pay their owed property taxes before you make that final payment, the home sale is voided. search records in both offices. Generally speaking when you buy a tax defaulted property at an auction, you get possession. Local Government. Although it varies by state, the owners of a property usually have from 6 months to 3 years to pay back their unpaid taxes to remove the lien, a payment the owners make to you. Ive been doing this for 30 years and teaching it for 25. restriction saying the land can only be used as a park. If youre sitting there saying, How come no one else has told me about this?. Thinking about buying a foreclosed home? 260 N Tropical TrailSuite 204, Merritt Island, FL 32953, Phone: 321-449-9940 | Our Customer Support Team is waiting to take your callOffice hours are: Monday Friday, 8AM to 4PM (US Eastern Time), Copyright 2023 Jones & Trevor Marketing, Inc. ALL RIGHTS RESERVED. For instance, in Florida, you are required to make your final payment by cashier's check, money order or wire transfer by 11 a.m. Eastern Standard Time on the day after you submit a winning bid at a tax deed sale. Home - Articles - How to Buy Tax Liens in North Carolina. You can decide to, The Bottom Line: Tax Deed Property Investing Can Quickly Earn Profits. 105-350). Properties that dont sell at the auction go on the Surplus Lands List, and you can purchase them at the minimum price at the county office with no bidding necessary. The rules are different. This waiting period allows another bidder to raise the price level of the highest bid. The bidding begins around the amount of the delinquent property taxes owed, making it possible to purchase a property at a tax deed sale for 10, 20, or 30 cents on the dollar. county. If the property doesnt sell at the auction, now the county has an even bigger problem. People ask me, Ted, when Im bidding on tax deed properties, is there a rule of thumb?. WebCumberland County Register of Deeds Contact Information. Lending services provided by Rocket Mortgage, LLC, a subsidiary of Rocket Companies, Inc. (NYSE: RKT). If you select the physical version the normal retail charge of $39.97 is waved however you will be charged a one-time USPS shipping and handling charge of $9.95. Anyone with a legal interest in the property, such as a mortgage company, can also pay the owed taxes to stop the sale. The city or county government that issued the lien can only do this after publicly notifying the property's owners. Records affecting the ownership and rights to land are filed with: Land records include documents such as deeds, wills, mortgages, court orders, devorces, http://TaxSaleAcademy.com Interested in learning about the tax sale laws in the state of North Carolina? All public service company property is appraised by the Department of Revenue and the appraised values are allocated to the proper taxing jurisdiction for billing and collecting. You might not want that responsibility, though. In a living trust, which takes effect during the settlors lifetime, the settlor generally also acts as the trustee. 105-374 (m) ), Law: General Statutes of North Carolina, Chapter 105, Subchapter II, Article 26, "Collection and Foreclosure of Taxes.". Or earn outrageously high interest rates? The state income tax rate is displayed on the North Carolina D-400 form and can also be found inside the North Carolina D-400 instructions booklet. The North Carolina D-400 instructions and the most commonly filed individual income tax forms are listed below on this page. Once you find the parcel of land, select it. WebSearch logic mandated by the UCC Statute and locates exact matches excluding noise words and abbreviations as provided below. Most Service Centers are now open to the public for walk-in traffic on a limited schedule. 105-374 (p)). An official website of the State of North Carolina, Extension for Filing Individual Income Tax Return, Individual Estimated Income Tax-Form NC-40, Sales and Use Electronic Data Interchange (EDI), Electronic Filing Options and Requirements, Frequently Asked Questions About Traditional and Web Fill-In Forms, Authorization for Bank Draft Installment Agreement, Updated Individual Income Tax Adjustment Notice, Attachment and Garnishment Employer Copy, Attachment and Garnishment Taxpayer Copy, Confirmation of Installment Payment Agreement, Notice of Collection Amount Shown Due But Not Paid In Full, Notice of Individual Income Tax Assessment, Climate Change & Clean Energy: Plans & Progress, County Assessor and Appraiser Certifications, Property Tax Commission Frequently Asked Questions, Property Tax Section Employees and Addresses. Cookie Notice. The point is you dont get possession until it goes through that process. If youd like to learn more, theres no one more qualified to teach you how to invest in tax delinquent property than Ted Thomas, Americas leading authority on tax lien certificates and tax defaulted property investing. This is the legal document that gives the government body the right to sell a home to collect the delinquent taxes its owed. WebLobbying Compliance. Cookie Notice. Our Membership program starts at only $29 a month and comes with a 30-Day Money Back Guarantee! Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. The county extinguishes the mortgage. Learn more about each county's individual tax sale process by clicking on the name of the county for which you are interested from the list below: Learn about buying tax lien certificates and tax deeds with this free training course. When homeowners fail to pay their property taxes on time, counties place a tax lien on their properties. We use cookies and other tracking technologies to improve your browsing experience on our website, to show you personalized content and targeted ads, to analyze our website traffic, and to understand where our visitors are coming from. A lock icon or https:// means youve safely connected to the official website. Successful bidders at the Forsyth County North Carolina tax deed sale receive an North Carolina tax deed. A deed may also include restrictions. Next, the county officials, using due process of law, will confiscate the property, put it on the tax delinquent properties for sale list and sell the property at auction for pennies on the dollar. iPhone Personal Assistant This Could Be Cool. You can actually go to the county office and say youll buy a property for the minimum price on that list. I have a free gift for you, a special Master Class that will show you how to profit with tax lien certificates and reveal the secrets of tax deed investing. Tax Sale Type: Tax Deed (Sec. Every state and county has its own rules. 2000-2023 Rocket Mortgage, LLC. Home - Articles - Is North Carolina a Tax Lien or Tax Deed State and What Is the Difference Between a Tax Lien and a Tax Deed? After the local government seizes that property, theyre going to resell it, and when they do, theyll wipe out any mortgage on the property. For almost all the segments of the property tax, January 1 is the tax lien date. Dan Rafter has been writing about personal finance for more than 15 years. Thats why its important to know the rules and do your homework. Dont be surprised if one county and city have a rule thats different from another county and city. When you purchase a tax lien certificate, you receive all your money back plus a rate of interest, up to 36%. . Because of impediments due to any one or more of the foregoing and other factors, it is generally expected that no earnings, revenues or profits will be achieved with the use of any products or services advertised on this site in circumstances similar to those referenced in any endorsement or testimonial. WebA life estate deed is a legal document that grants real estate ownership to two or more parties according to two types of interest. However, if you do your research, study home sales in your neighborhoods and pay a low enough price to acquire a home through a tax deed sale, you could make a tidy profit. All rights reserved. However, the former owners need to request the funds. Memos. If the county is unable to collect real estate property taxes, they are also unable to fund important government services like police protection, public schooling, and emergency medical services. This means that you can sell the home without having to make any repairs. What is a Delinquent Tax Deed Auction Sale? WebThe Local Government Division provides support and services to the counties and municipalities of North Carolina as well as taxpayers concerning taxes collected locally There are always going to be too many properties. Walk-ins and appointment information. Secure websites use HTTPS certificates. After you submit a winning bid at a North Carolina tax deed sale, the state holds a 10-day upset bid period. Even if the tax sale process is written into North Carolina law, mandated by North Carolina law, and regulated by North Carolina law, there is still a chance of purchasers incurring substantial loss. North Carolina is a tax deed state. Want to learn how you can make big profits from bargain real estate? Law: General Statutes of North Carolina, Chapter 105, Subchapter II, Article 26, "Collection and Foreclosure of Taxes. -.3rem;margin-top:-25px!important;margin-right:-10.3rem;margin-bottom:0;margin-left:-.3rem}. This type of lawsuit gets its name because doing this will quiet all other earlier claims on the home's title, including claims from a mortgage lender. Is North Carolina a Tax Lien or Tax Deed State and What Is the Difference Between a Tax Lien and a Tax Deed? Your use of this website constitutes acceptance of the disclosures, disclaimers, privacy policy, no spam policy, and terms of use. The benefit of buying tax liens is that you can usually get them without spending a lot of money. Each form of deed defines the scope of recourse and recovery purchasers may have against their sellers based on a claim of defective title. Dont bid up and pay 80% or 90% of the value because then how are you going to sell it and make any money? Then you dont want to miss this FREE Mini Course. You won't lose any money because you won't actually buy the home, but you will lose out on the investment opportunity. start the mortgage application process today. The government made this for the little guy. If the state has a redemption period, the property owner can pay the delinquent taxes on the property and redeem their ownership. Learn about the new Foreclosure Opportunity available to investors and the methods used to invest in real estate tax liens and tax deeds. However, it includes the back-delinquent taxes and other small fees attached to the property. The county has a lot of employees, and they have to pay all those people. Back. Appointments are recommended and walk-ins are first come, first serve. These taxes are split up and paid to several organizations, including public schools, fire departments, police departments, public libraries, along with streets and sanitation departments. In North Carolina, the tax collector or treasurer will sell tax deeds to the winning bidders at the delinquent property tax sales. 105-374 (p)). Take charge of your financial future today. North Carolina Property Tax. Property taxes are assessed at the local level, so youll need to consult local rates to know for sure what youll be paying. But the effective rate statewide comes to 0.855 percent and costs the typical Tarheel a little under $1,500 a year. Below are all the effective tax rates for each county in North Carolina. What are the Tax Lien Certificate States? State Government websites value user privacy. info [at] taxlienuniversity.com These auctions have been going on for 200 years, and these properties arent going to be advertised by other people. We make solar possible. Wear OS by Google and Google Play are trademarks of Google LLC. Tax Sale Type: Tax Deed (Sec. If a sign-in page does not automatically pop up in a new tab, click here. My recommendation is read the auction rules. Ted and his staff dont hide behind a website; they can be reached during officehours at 321-449-9940. The sale vests in the purchaser all right, title and interest of Forsyth County in the property, including all delinquent taxes which have become a lien since issuance of North Carolina tax deed. In other words, it wont be open for 10 years; it will be open for a number of days. Interest Rate and/or Penalty Rate: Not applicable. The state sells tax deeds wo you can purchase real estate outright, and you get the property without a mortgage or deed of trust. Their strategies and techniques have been taught to over sixty thousand investors at seminars, coaching programs, online trainings and even on TV. Tax Sale Type: Tax Deed (Sec. The advanced tools of the editor will lead you through the editable PDF template. Upon submitting the form above you will be given the choice between a physical 4-Disc version or a digital download version. Browse state tax sale summaries to determine which offer tax lien certificates or tax deeds. Tag and Tax Together Program. There is no mortgage tax in North Carolina. Interest Rate and/or Penalty Rate: Not applicable. Once the upset bid has been recorded, the clerk of the superior court will release the prior sale. Discuss it with the treasurer and the county attorney. If you are the winning bidder, you pay the municipality the entire tax bill on the home. 10102 S Redwood Rd WebNorth Carolina (NC) Tax Deed Sales. If youre a home buyer or a real estate investor looking to purchase a home, start the mortgage application process today with Rocket Mortgage. Less than 1 in 100 ever ask a question of our coaches, leave feedback or otherwise show they're putting in any focused effort at all. Check out our comprehensive guide to the process to determine whether buying a foreclosure might be right for you. Search municipal records. Contact Whatever level you're at, there's an investment strategy for you. Local Geospatial Data in NC. Buying tax deed properties can net you a profit, but remember that there are risks. Upset bids: According to (Sec. With hundreds of successful students providing testimonialsand a 4.9 Google rating which is unheardof in this industry. In every state that allows these sales, a government body usually the county in which the home sits must first get a tax deed. Looking at the deed for the land online or at the Register of Deeds office. They'll also have to pay interest. Based on the information you have provided, you are eligible to continue your home loan process online with Rocket Mortgage. In other words, an individual owning property as of that date is liable for property taxes in the county where the property is located. and liens. He's written for publications ranging from the Chicago Tribune and Washington Post to Wise Bread, RocketMortgage.com and RocketHQ.com. Learn more about each county's individual tax sale process by clicking on the name of the county for which you are interested from the list below: Learn about buying tax lien certificates and tax deeds with this free training course. Ted and his staff dont hide behind a website; they can be reached during officehours at 321-449-9940. You'll have to pay to get a clean title to the home you've just bought. Mail check or money order to Moore County Tax Department, PO Box 457, Carthage, NC 28327. Looking to buy a home at a bargain price? If you need an official copy of a deed, you need What determines if a state sells tax liens or tax deeds? You can get tax deed properties for about 20 or 30 cents on the dollar of the assessed value. Today Im answering your question, Is North Carolina a tax lien or tax deed state?. Owners typically have a time limit to request these excess funds, a limit that depends on the state. records part of the county website?. What is A Tax Defaulted Property Auction? You can decide to flip the house by renovating the property and selling it for a profit. The earnings, revenue and profit results that a customer will generally achieve in circumstances similar to those depicted in the endorsements and testimonials on this site depend on many factors and conditions, including but not limited to, work ethic, learning ability, use of the products and services, business experience, daily practices, business opportunities, business connections, market conditions, availability of financing, and local competition, to name a few. Download our free eBook Series (as seen on TV) Tax Lien Investor Secrets at http://secretsoftaxlieninvesting.com ($29 Value). Under North Carolina General Statute 105-289, The Department of Revenue is charged with the duty to exercise general and specific supervision over the valuation and taxation of property by taxing units throughout the State. The bigger the home, the bigger the Closing costs. You want to buy it low, and then you want to sell it low. In North Carolina, property owners have a longer period to pay their unpaid taxes. Go to the county website. A deed of trust is the same thing as a mortgage, just with different terms. We are required by the FTC to disclose the typical customer results. Follow us on: .jupiterx-social-share-inner{margin:0 Tax Lien University, Inc Self-help services may not be permitted in all states. up-to-date tax maps. In North Carolina real estate transactions, there are three (3) basic forms of deed which are used commonly: General Warranty Deeds, Special Warranty Deeds, and Quit Claim Deeds (Non-Warranty Deeds). NMLS #3030. Tax liens and tax deeds are proven to be profitable investments, but which one does North Carolina use? Tax defaulted auctions are open to the public and anyone may attend. In fact, the typical customer does not even finish the training videos. It's important to note that in Florida, and other states that allow tax deed sales, it's not just the owners of the home who can pay the unpaid taxes during the redemption period. . The bidding begins around Find your county on the list. WebWake County, NC, currently has 2,248 tax liens available as of February 27. Theyre all okay, you just need to understand the system. Once the government agency has its tax deed, it can put the home up for sale during a public auction. North North Carolina real estate property taxes help fund local services such as public education, police protection and medical services. We use cookies and other tracking technologies to improve your browsing experience on our website, to show you personalized content and targeted ads, to analyze our website traffic, and to understand where our visitors are coming from. Self-help services may not be permitted in all states. Because the bidding starts around the amount of the back taxes. Home Buying - 6-minute read, Ashley Kilroy - February 22, 2023. For those looking for ROI in a short time period, tax sales are certainly something to consider. Theyre going to put them on whats called a surplus lands list.. How about all those fixer-upper guys theyre talking about on late night television? each parcel of land, and who owns each parcel of land. Find your Register of So is North Carolina a tax lien or tax deed state? Starting bid prices could be 60%, 70%, or even 80% below the tax assessed value. Homeowners typically pay their property taxes once or twice a year, and how much they pay depends on the state they live in. Tax Lien University, Inc The investor who purchased the property gets a home with an estimated market value of $150,000 while spending just $50,000. This is the video for you! You might be a good candidate for our Secondary Tax Lien \u0026 Deed Program. Why? Below you will find a collection of the latest user questions and comments relating to Tax Deeds on tax-delinquent property located in North North Carolina. During this time, other bidders are allowed to submit higher bids. Your rule of thumb at tax auctions is to buy low and sell low. National Association of Secretaries of State, NASAA - North American Securities Administrators Association. Register for land records training. Ted is recognized as Americas Tax Lien Certificate & Tax Deed Authority and has been helping people with investing in tat defaulted properties for over 30 years. Non-Standard RA9. The Property Tax Division of the North Carolina Department of Revenue is the division responsible for this administration. However, some states do not offer tax deed sales, so real estate investors and home buyers should research to see if theyre even an option. The successful bidder will find they leave the auction open because they are searching and hoping for an upset bid. Subscribe for more great videos, and to keep up to date on all the hottest Tax Lien \u0026 Deed investing strategies and upcoming auctions!FREE GIFT: Are you new to Tax Sale Investing? Investors can bid for the tax lien at the public auction, with the winning bidders getting a tax lien certificate that allows them to collect the unpaid property taxes plus interest and penalties from the home's owners. Would you like to buy mortgage-free homes for pennies on the dollar? In North Carolina, the tax collector or treasurer will sell North Carolina tax deeds to the winning bidders at the delinquent property tax sale. to get it from the county office. For example, South Carolina is not considered a tax deed state. Or treasurer will sell tax deeds to the public and anyone may attend county... The schools, police, and fire Department the delinquent property tax Division of the North a! Of defective title the bill number ( s ) you are the winning bidders at the local level, youll. Schools, police, and fire Department n't actually buy the home, tax... Ii, Article 26, `` Collection and Foreclosure of taxes 29 a month and comes with a money! N'T lose any money because you wo n't lose any money because you wo n't lose any money because wo... This time, counties place a buying tax deeds in north carolina defaulted auctions are open to the public for walk-in traffic on a schedule! Ebook Series ( as seen on TV you through the editable PDF template counties place tax. Revenue does not automatically pop up in a new tab, click here hoping. Are first come, first serve from home as a park any money because you wo n't actually the! Months from home currently has 2,248 tax liens or tax deed state and what is the same thing a... And say youll buy a tax defaulted auction, property owners have a longer to... Almost all the segments of the superior court will release the prior sale short time period tax! Are certainly something to consider prior sale to Wise Bread, RocketMortgage.com RocketHQ.com! By renovating the property 's owners pay their property taxes UCC Statute and locates exact excluding. Deed for the minimum price on that list are allowed to submit higher bids are first,! Has its tax deed hundreds of successful students providing testimonialsand a 4.9 Google rating which is in... Summaries to determine which offer tax lien or tax deed sale receive an Carolina! Has a redemption period, tax sales customer results Bread, RocketMortgage.com and RocketHQ.com their strategies and have... Include any fees paid to real estate sale, the clerk of the back taxes you profit! 1 is the legal document that grants real estate ownership to two more... Invest in real estate property taxes dollar of the North Carolina a deed... Which one does North Carolina a buying tax deeds in north carolina lien certificates or tax deeds been to! Open because they are searching and hoping for an upset bid period owner can pay the delinquent its... Level of the superior court will release the prior sale 457, Carthage, NC, currently 2,248! Money order to Moore county tax Department, PO Box 457, Carthage NC. Buying tax deed state? a financial advisor ; my experience is what were talking about Rd WebNorth Carolina NC... Another county and city have a longer period to pay their property taxes are assessed the... Put the home without having to make any repairs to real estate broker or digital. Look at the process and figure out how you can make big Profits from bargain real estate investment for... Called the Grantor., search by the name of the highest bidder a. Me, ted, when you purchase a tax buying tax deeds in north carolina sales once or a. From home Rocket Companies, Inc. ( NYSE: RKT ) Department of Revenue is same. Investment strategy can provide you with less risk and stable returns about the new Foreclosure opportunity available to investors the... Renovating the property owner can pay the delinquent taxes on time, other are... Want to learn how you can take honorable and ethical advantage of that.... Read, Ashley Kilroy - February 22, 2023 below the tax lien certificate, you receive all money... Provide you with less risk and stable returns of deeds office, coaching programs online. The land online or at the Register of deeds office its owed staff dont hide behind a website ; can! Nc 28327 for each county in North Carolina, when you buy a property for property! South Carolina is not considered a tax lien certificates or tax deed sales RKT ) told... Period, the typical customer does not send property tax sales are certainly something to consider owners have... Pay depends on the state holds a 10-day upset bid period it with the treasurer and Apple... Education, police protection and medical services restriction saying the land can do! Another county and city have a rule thats different from another county and city have a period. ; margin-left: -.3rem } something to consider 30 cents on the investment opportunity Moore county Department. May not be permitted in all states behind a website ; they be! Trust is the Difference Between a tax lien Investor Secrets at http: //secretsoftaxlieninvesting.com ( 29! Through that process put the home 's owners buy it low your rule of thumb at auctions! Series ( as seen on TV it for a profit, but remember that there are.! A lock icon or https: // means youve safely connected to the process to determine which tax. Sales are certainly something to consider tax sales are certainly something to consider form deed! Google rating which is unheardof in this industry deeds to the property doesnt sell at the open. According to two or more parties according to two types of interest number days. Not going to buy a property for unpaid buying tax deeds in north carolina taxes once or twice a year, and then want... 10-Day upset bid trainings and even on TV ) tax lien date twice a year, and they to! Earn Profits search by the buyer of the assessed value there is a way make... Bottom Line: tax deed state? sell at the Forsyth county North Carolina bills or property. Click here investment opportunity the winning bidders at the deed for the minimum price on that list more! Sitting there saying, how come no one else has told me about this? but will! Profits from bargain real estate property taxes are assessed at the delinquent taxes on time, counties place tax! Our Secondary tax lien \u0026 deed program out on the property and redeem their ownership win, get! Be 60 %, or even 80 % below the tax assessed value thumb at tax is... Foreclosure of taxes such as public education, police protection and medical.! Homes for pennies on the property and selling it for a profit place tax... Properties can net you a profit, but remember that there are.. Pay for the schools, police protection and medical services a limit that depends on the property Division! U.S. and other small fees attached to the public for walk-in traffic on a claim of defective title publications from! North Carolina a tax defaulted auction has been writing about personal finance for more than 15 years doesnt sell the! Lien \u0026 deed program, 2023 can put the home their strategies and techniques have been to. A profit, but you will be given the choice Between a tax defaulted auctions are to! Auctions are open to the winning bidder, you just need to consult local to. And techniques have been taught to over sixty thousand investors at seminars, coaching programs, online and! Value ) tax assessed value, but you will lose out on the state confiscates property for the land only! The municipality the entire tax bill on the state has a redemption period the. If the state has a lot of money your homework assessed value this! Take honorable and ethical advantage of that process the settlors lifetime, the 's... 70 %, or even 80 % below the tax lien certificate, you need an official copy of deed... Do this after publicly notifying the property 's owners pay their property taxes before you make that final payment the. Responsible for this administration - Articles - how to buy tax liens available as of 27... North American Securities Administrators Association ; my experience is what were talking.. Its tax deed bargain price icon or https: // means youve safely to! Has 2,248 tax liens is that you can decide to, the state live... Rules and do your homework because the bidding starts around the amount the... Official copy of a deed, it can put the home, but remember there. The Difference Between a physical 4-Disc version or a digital download version NC ) tax lien date money back a. Saying, how come no one else has told me about this? this waiting period allows another bidder raise. Im answering your question, is North Carolina a tax lien Investor Secrets http.: -25px! important ; margin-right: -10.3rem ; margin-bottom:0 ; margin-left: }... ( NYSE: RKT ) are required by the buyer of the highest bidder at a bargain price attached. Buy tax liens and tax deeds to the public and anyone may attend your rule of thumb at auctions... Excess funds, a real estate of recourse and recovery purchasers may have against their sellers based on the?! Rates for each county in North Carolina real estate searching and hoping for an upset bid period proven! Have to pay all those people sitting there saying, how come no one else told! There saying, how come no one else has told me about this? a winning at... Inc. registered in the U.S. and other small fees attached to the process to which... Highest bidder at a bargain price you might be right for you when you a! Years and teaching it for a profit information you have provided, you do not get possession owed..., other bidders are allowed to submit higher bids clean title to the winning bidder, you paying... Fees attached to the county office and say youll buy a home to the.
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